Rate Cuts 2025 History Timeline. Federal reserve cut interest rates on wednesday and signaled it will slow the pace at which borrowing costs fall any further given a relatively stable unemployment. At 4.25% to 4.5%, rates are now a full percentage point lower than the recent high, but it's unclear how much more cutting the.

The fed is holding off on more rate cuts for now, amid concerns that inflation isn’t slowing quickly enough. The fed has been pushing down borrowing cuts since september, yet mortgage rates remain close to 7%.